Shop Pay offers 4 interest-free installments every two weeks with zero interest on orders over $50. Orders are shipped right away, no holds, so you can enjoy your products as soon as you want them!
Shop Pay Installments
Shop Pay gives you the option to pay in full at checkout, or to pay for your order over time. When available, Shop Pay Installments is a great option to help you maximize your budget for orders between 50 USD and 20,000 USD.
- For orders between 50 USD to 999.99 USD, you can split your purchase into four bi-weekly, interest-free installment payments. There are no additional charges, interest rates, or late fees for this option, and your credit score isn't affected.
- For orders between 150 USD to 20,000 USD, you can split your purchase into monthly installment payments. While there are no late fees for monthly installment payments, your order is subject to interest fees. Your credit score isn't affected when you apply, but it can change if you don't make your payments on time.
After you make your first payment at checkout, you'll be charged either biweekly or monthly, depending on the installment payment option you chose. You'll be reminded by email and SMS text (if applicable) before each payment is charged to your card. You can also turn on push notifications in the Shop app to be reminded. However, you can't customize your payment schedule.Â
You can check whether you’re eligible for the Shop Pay Installments directly from a product page. You need to sign up or log in to your Shop Pay account to check your eligibility for Shop Pay Installments.
If you’re eligible for Shop Pay Installments, then your purchasing power and all of the available installment payment options are displayed for eligible products. Choose your installment payment option at checkout.
Check your eligibility for Shop Pay Installments from a product page
- Go to the product that you want to buy.
- Click Check your purchasing power.
- Click Check if you qualify.
- Sign up or log into your Shop Pay account.
- Review the available installment payment options, and then click Continue to checkout.
- Select your payment option, and then complete your checkout.